EOFY Crunch: 1 in 3 Small Businesses Looking for Funding
A new report shows 2 in 3 SMEs are battling cash flow stress, and nearly 1 in 3 plan to seek funding just to keep things moving.
What’s Going On?
According to the 2025 SME Sentiment Report:
-77% of small business owners feel personally impacted by inflation and uncertainty
-13% have no cash reserves left
-30% are looking for finance, with average funding needs around $24,700
-66% say cash flow stress is keeping them up at night
But It’s Not All Doom and Gloom
Despite the pressure, 74% of SME owners still believe their business is in good health. They’re cutting costs, raising prices, and investing in smarter tools.
AI adoption is on the rise, with 60% of businesses using it to:
-Reduce admin workload
-Scale operations
-Future proof their growth
-Regional vs Metro – Breaking Down Barriers
-More than half of regional SMEs believe they’d do better in metro areas, yet 52% of city based businesses would consider moving regional for better returns. It’s clear: location shouldn’t limit potential.
How Loan WA Can Help
Whether you’re struggling with cash flow, exploring new technology investments, or simply need working capital to make it through EOFY, we’ve got flexible options to suit your business needs.
Our expert team has helped WA businesses for over 20 years and we know that quick, tailored finance solutions can be the difference between stalling and scaling.
Ready to Talk Business? Let’s have a confidential chat about:
✅ Working capital loans
✅ Technology investment finance
✅ Equipment or invoice financing
✅ Business cash flow solutions