Still renting in 2025? You’re not alone, but here’s the big question:
Is renting still the smarter move… or are you missing your moment to buy?

According to fresh insights from Ubank and Cotality, mortgage repayments are closer to rent prices than they’ve been in years and in some suburbs, it’s already cheaper to buy than to rent.

Fast Facts You’ll Want to Know:
National median rent: $659/week
Typical mortgage repayment: $922/week
In 7.7% of Aussie suburbs, buying is already cheaper than renting
In almost 20% of areas, the difference is less than $100
In Perth, renting at $713/week could support a $638,000 home loan, that’s enough to buy in places like Jolimont or Maddington.

Where Your Rent Could Buy a Home
If you’re paying rent, here’s what that could translate to in property value:

City Median Rent Equivalent Purchase
Sydney $787/week $704,000
Melbourne $610/week $546,000
Brisbane $678/week $606,000
Perth $713/week $638,000

With further interest rate cuts expected this year, mortgage costs could fall even more, making it easier than ever to break the rent cycle.

Not Ready to Settle? Consider Rentvesting
Live where you love. Buy where you can grow.

Rentvesting lets you rent a lifestyle friendly home while investing in a more affordable suburb. It’s the modern path to building wealth, without giving up your postcode.

And it’s trending:
First home investor loans up 12% in the last year
1 in 10 young Australians are already rentvesting
Let the Experts at Loan WA Guide You
Our team has been helping Western Australians and clients across Australia for over 20 years with home loans, strategies, and tailored lending advice.

If you’ve ever wondered:
✔️ Could I buy a home instead of renting?
✔️ What would my repayments actually look like?
✔️ Is rentvesting a smarter choice for me?

We’ll give you the answers and a plan.